Thursday, 28 February 2019

Reply from Supermarket Head Of Kids Shoes #teamTIGHTWAD 024



(We also got this teddy bear.)

Reply from Head of Children's Clothing (shoes) at a big supermarket chain

I sent them my daughter’s broken shoe with a letter I shared with you yesterday.
This was the reply.


Hello Mr Mossey

I am both the Head of Children’s footwear and also the CEO/CFO of my own domestic enterprise with a heavy footed workforce of two of my own Xxxxxxx 7 and Xxx 5.

First of all I think you should feel proud to make a sensible decision to choose [OUR SUPERMARKET CHAIN] as your preferred suppliers of children’s footwear.

This is a very canny decision as actually our shoes are made in some of the same factories as the leading brand of children’s school shoes who employ parental guilt marketing to make you believe their shoes are better for your children’s feet when really the manufacturing techniques and quality of materials we use are the same.

I am also fatigued of buying their over-priced shoes and put my own workforce in [OUR SUPERMARKET CHAIN] and [UNKNOWN BRAND] footwear.
You should not feel cheap but clever!

I am very sorry that your pair have not performed and agree this is not acceptable. We are investigating the rest of this batch and thank you for bringing this to our attention.

I am sure the cat design was very popular with your female operative and I would like to offer to have a new pair made and sent to her.

As these are no longer in stock the new pair may take a few weeks (4-6) to arrive can you please let me know which size you would like as you may estimate she will have grown since the last pair bought.

I will endeavour to get the same cat design or very similar. She can then road test them and do her very best to put them through their paces for free.

I hope this successfully persuades your chief financial officer to continue with her contract with [OUR SUPERMARKET CHAIN] as preferred supplier of workforce apparel and footwear.

Kindest regards


We are #teamTIGHTWAD, and this day we found joy spending on...

- School trip.
- Keyboard lessons.
- Residential trip.
- German supermarket chain supermarket shop (milk & grapes).
- Train ticket.
- Cheap Burger chain Burger and fries (and even cheaper with voucher).
- Bus fare.
- Free coffee at meeting.
- Premium burger chain chicken burger and chunky skin-on fries.
- Credit card interest fee.
(“Minimum interest was paid, missed the rest of the balance by a day.
A day!
DAMMIT!”)


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(UK) (US)

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Letter to the supermarket head of shoes #teamTIGHTWAD 023


All about me, and getting these by email.

Wednesday, 27 February 2019

Letter to the supermarket head of shoes #teamTIGHTWAD 023



Letter to Head of Childrens Clothing (shoes) at a big supermarket chain

Dear Head of Children’s Clothing (shoes)

Hello. Please forgive us for sending you this [BRAND] shoe directly.

It is because you are a very valued supplier of clothing to us, but my Chief Financial Officer (my Wife) wants to rethink [SUPERMARKET]’s place in our supply chain.

After a tense Board Meeting this morning, I think this is a shame for your organisation and ours, because we love your other work for us.

[SUPERMARKET]’s school clothing is the best - it’s hard wearing and it doesn’t look cheap, despite the efforts of our workforce (Joe 8 and Stella 6).

We really appreciate it, so much so, that you don’t even have a store in our town and yet we ship it from your branches that are 15 miles away.

So that’s why we’re sending you this. In our heads, the shoes were bought in the Christmas hols, and they have barely lasted 8 weeks.

Our daughter is energetic - a kind way of saying she is a complete handful.

But we didn’t think her shoes would give up in under a term (and she didn’t even wear them during Half Term).

Maybe she is just too much for them.
Maybe more suitable workwear would be Army boots.

Either way, we wanted you to see what happens at the other end of your delivery chain: The velcro stopped sticking after about a month. Then the clasp broke off so the strap couldn’t be held at all, making them useless (the other shoe is just as clapped out - I’m being cheap trying to save postage).

Let’s face it. We feel cheap for buying our daughter’s shoes in a supermarket.
So the problem is with us.

(Ironically, at 7 weeks use even at the competitive price we invested, per day, my CFO estimates that these are the most expensive shoes she’s ever worn.)
(And destroyed.)

How can I argue with that logic? Moving forward, how can I persuade her that [SUPERMARKET] is still the best supplier for our clothing in future?

As we reflect on this, we hope this shoe helps your team to also make good choices in the future, and thanks again for the great clothing.

Yours
Neil Mossey
CEO, The Mossey Family

Dear Reader,
It wasn’t long until we got a reply...


We are #teamTIGHTWAD, and this day we found joy spending on...

- Dental hygienist.
- Printing out photos for class mascot diary at a high street chemists.
- Decaf soya latte in a chain coffee shop.


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Can’t tell you how sad our Energy Company makes us feel #teamTIGHTWAD 022


All about me, and getting these by email.

Tuesday, 26 February 2019

Can’t tell you how sad our Energy Company makes us feel #teamTIGHTWAD 022



I left the Energy Company after it sent Debt Recovery after me for £1000 of gas on a meter that didn’t exist.
It’s understandable, but a year later they didn’t let me go.
I mean who wouldn’t want keep hold of this.
But how can I make this uncomfortable breakup less awkward?

#teamTIGHTWAD tip:
They want our data. Let’s give them our feelings too.


I'm sharing these letters, in case it helps you deal with companies like they are people.

NEIL SCRATCHES OUT A LETTER ON HIS PAD IN BIRO, NEXT TO PILES OF DEMANDS FROM HIS ENERGY COMPANY.

I cannot tell you in words how sad every single interaction with XYZ Energy makes me feel.

The thought of fielding phonecalls from it fills me with less joy, so forgive me for writing this down. I’ll explain why.

You and I should be frolicking on the beach, or playing in the park, or hugging our loved ones, or doing something - anything - that makes us better people...

And, I’ve said this on the phone, but want it in writing that if XYZ Energy treats its customers like this, I cannot begin to imagine how it might treat its staff, so I apologise for the crushingly dull and pointless business on which we will now spend our precious, limited lives.

Why has XYZ Energy withdrawn my tariff of Blue+Fixed Price July 2018 - XYZ Energy’s cheapest tariff (and the tariff on which my dual fuel Gas bill was closed on)?

Was the final electricity bill set at a Standard Variable Tariff because it is a cheaper tariff than the one I was on, as an act of kindness?

If so, that’s great, and thank you.

However, I fear that the Standard Variable is XYZ Energy’s most expensive tariff.

Has XYZ Energy switched me to the most expensive tariff because I have had to start a complaint merely to get my electricity account closed down?

It seems XYZ Energy wants me to sign and comply with a pages-long fine print contract.

But at more than one stage it does not want that agreement to apply to XYZ Energy.

Which is why I have had to use my finite life contacting XYZ Energy to inform it
that:

- No action was taken to close my electricity account between 17th August & 18th October.

- XYZ Energy sat on my credit balance until I made a complaint.

- XYZ Energy continued to take money from my bank account 3 times after the date of supplier switch.


I then had to call the new supplier - who confirmed that both meter readings left them in their data stream safely on the 18th August - and because of my call they offered to call XYZ Energy and the third party readings company to manually have XYZ Energy accept my meter reading.

I was then told - when I discovered that XYZ Energy were still debiting my bank account throughout this - even though I'd left XYZ Energy months ago - that XYZ Energy are unable to be sure that further debits will not be taken, because the electricity account was still “active”
(Even though I had left XYZ Energy months ago).

And that I would have to call my bank myself to make sure that XYZ Energy would not take any more money from my bank account.

Now XYZ Energy has chosen to withdraw my cheaper tariff for the Final Electricity Bill.
(Is that true? I do hope it is not and that XYZ Energy has chosen to do something nice).

So what do I do now?

I do not work for XYZ Energy, but I have had to do the work above - which 30 quid goodwill is starting to make me feel somewhat shabby.

XYZ Energy’s seems to be making £53,653 per hour in operating profit, and I’m figuring that the poor complaints team might not be seeing much of that.

Yet XYZ Energy seems to have done nothing to close my electricity account for 2 months, sat on my credit balance until I complained and continued to debit my bank account.

Maybe this is why XYZ Energy is making £53,653 per hour.

And now I am down on XYZ Energy’s level.

What’s that about?

It seems money, and one-sided contracts seems to be the only thing driving XYZ Energy’s unpleasant enterprise.

I have invested - pointing out these basics, and correspondence and phonecalls - I judge about two hours of my life doing work for XYZ Energy, on something that by its own advertising should take zero hours.

Have I got any of this wrong?

I would also appreciate an answer from the billion pound utility to my question:

What specific actions, if any, did XYZ Energy take between 17th August and 17th October to close my electricity account?

What specific actions and on what dates did XYZ Energy make to contact the new supplier for a meter reading, and why did it act upon my gas meter reading but not my electricity meter reading?

Right now, fate has delivered you the gift to lift us both up from this.

We need you, thank you.


SHOTS OF ANONYMOUS GENERIC CORPORATE BUILDINGS, PYLONS, GENERATORS, CITY OF LONDON SKYLINE, COOLING TOWERS ETC.

XYZ ENERGY
Thank you for your emails of 9 and 10 November 2017 regarding your complaint. I appreciate you taking the time to highlight the error in the electricity bill you received.

Your prices on the Blue+Fixed Price July 2017 tariff should have been held for electricity, as they were for gas. The difference per unit was 4.45 pence; we billed you for 170 units of electricity on the higher Standard (Variable) prices which totalled £7.57. Allowing for VAT at 5% the total you were overcharged was £7.95. I have applied a credit to the account for this amount today.

I have also spoken to our Business Support team to try and gain some answers for you on what held up the closure of your account.

On 29 July 2017 received the instruction from your new supplier that they would take your supply effective from 17 August 2017. On 20 September 2017 your account was reviewed by our billing team as the account was still showing as live when the supply had been lost. They raised a request to our Business Support team to investigate and fix the issues preventing your account closing in the normal manner; regrettably they were unable to take any action on this until 17 October 2017. At this point they resolved the issues and your account was closed to the readings provided. We normally receive electronic information flows from suppliers during the transfer process to indicate transfer requests, readings and meter details; because of the issues encountered I was unable to see these which lead me to understand that we had not received the information from your new supplier.

In your email you advised that you feel the £30.00 goodwill applied to your account is insufficient in view of the time you have taken to try and resolve this matter. As a company we do not compensate for time because everybody values this differently and we must be seen to treat everyone fairly and equally. I am happy to increase the goodwill offer by a further £50.00 in full and final resolution of your complaint.


NEIL STARES OUT OF THE WINDOW AS THE LETTER CONTINUES.

XYZ ENERGY
Please let me know if this is acceptable and I will credit the account with the £50.00 and send this payment to you.


SHOTS MOVE INTO CLOSE UPS OF ANONYMOUS GENERIC CORPORATE BUILDINGS, PYLONS, GENERATORS, CITY OF LONDON SKYLINE, COOLING TOWERS ETC.

XYZ ENERGY
I am writing further to my email of 10 November 2017, copied below for your reference, regarding your complaint.

We are very keen to ensure your complaint is resolved to your satisfaction. Please can you review this and contact me and let me know if you are happy with the actions I have proposed. If not, then I would be grateful if you could let me know what further actions you would like me to take in order that I can discuss these with my manager and ensure a satisfactory outcome for you.


SHOTS MOVE CLOSER ON NEIL STARING AT HIS HAND WRITTEN LETTER.

NEIL
Thank you for your kind reply. We appreciate it.

I took this to our Board Meeting last night.

It was over turkey meatballs.

Our Chief Financial Officer (my wife) proposes we accept it with thanks.

We would like to accept your kind offer and again appreciate the time you have taken to reply.

The cheque for £7.95 has already arrived.

If there is nothing more for me to do, we will await the final payment you outline in your email and will then consider the matter and our business with XYZ Energy as closed.

With best wishes on XYZ Energy's future hi-jinks and adventures.

Neil Mossey
CEO, Mossey Family


We are #teamTIGHTWAD, and this day we found joy spending on...

- Coffee shop chain decaf soya latte.
- Diesel.
- Supermarket: kids socks and shoes.


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My energy company sent me a gas bill for £1000. #teamTIGHTWAD 021


All about me, and getting these by email.

Monday, 25 February 2019

My energy company sent me a gas bill for £1000. #teamTIGHTWAD 021



My energy company sent me a gas bill for £1000.
On a gas meter serial number that didn’t exist.
And the bill was estimated.

But they sent Debt Recovery after me anyway.
The really stupid thing was when I reacted to it like it is people.

It’s hard not to when you’re getting threatening letters demanding payment for the gas not used through a meter that’s not there.

The actual poor call centre people who read their scripts very sympathetically said that they will “escalate it to a complaint.”

I didn’t want to escalate it to a complaint.
I had no complaint.
The serial numbered meter I was being billed on wasn’t there, and the gas hadn’t been used.

They said it had to be escalated to a complaint so they could deal with it.
Then I started getting calls from Debt Recovery, which made my brain snap.

I said “Why are you recovering a debt on an estimated bill?”
“That is irrelevant, Mr. Mossey” Poor ‘Sam’ at Debt Recovery replied.
“It still needs to be paid for.”
My brain then broke.
So I couldn’t snap it again.

I called the Complaint Handler on my Long-Suffering Wife’s phone on speaker, and held the two phones together so the Energy Company’s Debt Recovery worker could talk to the Energy Company’s complaint handler.

I should have left it there.
But I didn’t.

I asked each of them why are we living like this?
Why are we doing this to each other?
I literally cannot pay this bill.
I literally cannot pay for gas that was estimated on a meter that doesn’t exist.

I hoped it would get Debt Recovery ‘Sam’ to be a little kinder on her next call.
To someone with an actual meter and actual gas they can’t pay for.
Keeping their kids warm.
Or, judging by my estimated bill, smelting steel girders into bars.

She’s not the problem.
And this is how I found a key to how we can change this.

If we take the time to be kinder to each other, during those nonsense transactions: and really take up as much of their time as possible, it wrecks the company’s ability to bully us like this.

#teamTIGHTWAD tip:
They want our money and data, let’s give them our feelings too.

So when my energy company behaved oafishly in its financial favour again, I think I was ready for them...

We are #teamTIGHTWAD, and this day we found joy spending on...

- Supermarket shop: fish fingers, frozen mince, milk, cheese, yoghurt, chocolate mousse, frozen salmon, half-price bin bags, half-price washing tablets, frozen broccoli, bread, half-price cereal, butter, cheese for daughter’s cookery class.
See how I call out the half-price items.
I know that you’re judging me.
That’s okay.
- Postage.
- Village shop milk, cheese and butter because we left it at home for daughter’s cookery class.
- Birthday present.
- Gas & Electricity direct debit.
- Mobile phone bill.


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Previous post...
My Kids Watching My Trip To London #teamTIGHTWAD 020


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Sunday, 24 February 2019

My Kids Watching My Trip To London #teamTIGHTWAD 020



We are #teamTIGHTWAD, and this day we found joy spending on...

- Park and Ride parking fee.
- Free ticket to historic dockyard.
There’s two words that spark joy in kids.
- 2x portions of chips and a sausage.
- 1x Lost coat at historic dockyard, we think in Boathouse Number 4.
- Amazon ebook: Your One Word. The Powerful Secret to Creating a Business and Life That Matter by Evan Carmichael.
It's a really great book, but I can't work out what my one word is.
TightwadDad? teamTIGHTWAD? familyJOY?

MY KIDS WATCH MY LONDON TRIP #TightwadDad VLOG 003 | Neil Mossey



What's that?
Are you sure it's just two minutes
Yes - it’s 2 minutes... three minutes...
Okay
So I made this especially for you
okay yeah
Okay so, here we go.
Wow that’s loud.

[LOUD MUSIC] Hello, I'm Neil Mossey I'm from #TightwadDad.
This is gonna be a weird video.
I've come to London today.
I'm shooting this on my phone, I don't even know if it's in focus--

I CAN’T SEE YOUR EYES. THEY’RE LIKE BLACK HOLES.
- so my family gets to see what I do.

YOUR EYES! I CAN’T SEE YOUR EYES.
I LIKE HOW YOU MAKE SOME COPIES OF LONDON.
YEAH, I LIKE HOW YOU’VE PUT BUBBLE WRITING ON “LONDON”.
--the amount of JOY it brought me? Probably 9. Cuz look it brought me here.
[LOUD MUSIC]
£23 QUID! TO GO HERE.
-- my toe is still bust, let's have a look.

UGH! HAVE YOU EXPLAINED TO YOUTUBE WHY? HOW THAT (HAPPENED)?
ARE YOU GONNA BE EMBARRASSED? WHEN YOU SAY, YEAH THIS IS EMBARRASSING.
But where I'm going next is somewhere very special.
[LOUD MUSIC]
AWWWWW!

I HATE YOU! DAD I HATE YOU! YOU GOT A MCDONALDS! IN FRONT OF MY FACE!
--the JOY was about 5.
WAIT, HOW DID HE KNOW THAT I WOULD BE JEALOUS?
WELL HE KNEW YOU WERE GOING TO WATCH IT, IF YOU WERE.
[LOUD MUSIC] So I'm going to a quiet area now, I don't know if I'm going to be able to film. I'll maybe sneak a shot.
"Doors opening" [SILENCE - PEN SCRATCHING]

[LOUD MUSIC] THAT’S TEN.
Okay so that was free because I've already paid and the JOY is about 10 - that was really nice. Now I'm gonna cross the river again... one more time. I've got to be in Tottenham Court Road by 3:00 for a meeting. [LOUD MUSIC]
I DON’T LIKE THAT YOU’VE DONE LONDON TWICE.
WHY DID?
BECAUSE PEOPLE WILL GET THE IDEA THAT IT’S THERE.

DAD, WHY DO PEOPLE SPRAY STUFF ON THE WALLS?
IT’S ART.
IT’S ART, STELLA.
WELL IT’S STILL BAD.
IT’S ART.

OH, OLLIE WOULD LOVE THAT, IF HE SEES THAT.
The JOY there was 10. I've got 5 minutes to spare so I timed that really well.
[QUIET TAXI STREET SOUNDS] LOOK AT ALL THOSE TAXIS.
WOW. NOT ONE OF THEM ISN’T A TAXI.
So the meeting went well, it's now half four.
YEAH THAT’S ACTUALLY QUITE TRUE.
There's a taxi protest here. It's really eerie, it's so quiet! Now I'm going over to finish my evening.
[LOUD MUSIC]

YOU DID IT AGAIN! WHY DO YOU KEEP DOING THAT?!
IT LOOKS COOL!
NO IT DOESN’T.
So I'm here with my friend Rob. We're gonna have food! [LOUD MUSIC]
FOOD.
AWWWWWW.
[LOUD MUSIC] So the cost was high, but the JOY was 11. It was gorgeous. But, if we take the total and add all the JOY up. Divide the JOY so I get an average JOY - the figure comes out at THIS.
NINE. £42 AND 79P. AVERAGE?

“NOT LONDON”
WHAT DOES AVERAGE MEAN?
THAT’S FUNNY
[LOUD MUSIC] Please help my Daddy get 1000 subscribers
THAT’S YOU.
-- just click on his face, thanks bye.

What do you think
I love it

I didn't like that and you showed your foot because that's part of your life not really to do with what you--
And the other thing I didn't like is you eating a burger in front of my face
I liked how you how you went to the bridge and when it said the “London” it shows the whole of London
I liked that you you filmed that video it's really short, and it went through the whole day
So that was 4 minutes because we watched two.
I’m out!

Dad can I watch “where baby powder goes?”
Can you please help my daddy get 1000 subscribers just click on his face thanks bye!


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How my #TightwadDad journey started...


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Saturday, 23 February 2019

How do we get more money into our house? #teamTIGHTWAD 019



We are #teamTIGHTWAD, and this day we found joy spending on...

- German supermarket chain supermarket shop (bread, pancakes and waffles).
- Swimming lessons.

Get MORE money into our house? #TightwadDad Podcast with Neil and Joe 006



I can’t even remember what episode this is now...
Six.
It’s six, already?!
It’s six.
We’ve done six of these?

Welcome to the TightwadDad Podcast with me Neil, hello.
And Joe hello.
Welcome to the Happy Hut thanks for clicking on this.
It’s the podcast where we talk about me being a Tightwad Dad.
Yes.
And you living in a TightwadDad family.
A half tightwad mum.
I guess you’re a tightwad son?
Well no, you’re not a tightwad.

Oh dear.
[laughs] You want to start that as your catchphrase?
Oh dear!

So the question is... how can we get more money into the house. How can we get more money for the family.
Get a job where you can earn about 40 pounds and day, because we could just go like spend less than 40 pounds a day we'll have so much to spare.
What could I do?

Well have you heard of The Simpsons? Homer goes to this nuclear plant and he earns $40 a day.
Does he?! Okay, so I could work in a nuclear plant.
How are you gonna get to one? Where is one?
Well there isn’t one for a long way from here.
Oh dear.
[laughs]
“Oh dear” works. My idea for getting more money is to somehow get you and Stella to work, or earn money.
How?
I don’t know. I thought you could be a voiceover, or Stella could be a voiceover.
Stella could sing. Be paid to sing songs.
Yeah.
She can do loads of songs. Sing that, and she’ll look it up and then sing it.
You did an “Oh dear”? [laughs]

This is the only episode six...
If you’ve got this far into the episode, can you leave us a comment that just says “Oh dear”?
That’ll be funny.
If you have any ideas for how or where we could earn £40 a day, leave us a comment that would be really helpful.
Yes that’d be extremely helpful.
And thanks for watching...
That would be life-changing helpfulness.
Bye!
Bye!
[SINGS] Can you please help my daddy... Get 1000 subscribers! Just click on his face. Thanks. Bye.” How’s that?


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Friday splurge! #teamTIGHTWAD 018


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Friday, 22 February 2019

Friday splurge! #teamTIGHTWAD 018



We are #teamTIGHTWAD, and this day we found joy spending on...

- Friday splurge! LSW new shoes for work (in sale).

- Sparkly trainers for daughter, sparkly ballet pumps x2 pairs.
On sale (75% off) in bigger sizes to grow into.

- Trainers and jardigan (jacket/cardigan) from charity shop for LSW
LSW left the Sue Ryder shop price tag on the back for the school run.
I thought it was a defiant statement but a kind Mum quietly told her about it and helped her cut it off.

- Birthday present for son.
Can't say what it is yet.
It’s not a console.

- Frozen calamari and bread and lunchbox bananas from German supermarket chain supermarket.

- Supermarket: Battery for PC motherboard
This is great.
It isn't a really big branch, but I can still find a battery for my computer motherboard. We don't have jet boots or a cure for cancer, but at least we can get batteries for our motherboards.
Why is it, when we reach for a shorthand for progress in science, it’s jet boots (or jet packs) and a cure for cancer (or AIDS).
They are, pretty much, the go-tos.
Why aren’t there Drone Trainers yet?

- Life Cover
(I really will look into what this one is for exactly).


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What can we spend more on? #teamTIGHTWAD 017


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Thursday, 21 February 2019

What can we spend more on? #teamTIGHTWAD 017



We are #teamTIGHTWAD, and this day we found joy spending on...

- Decaf coconut latte in a coffee shop chain shop at 0630am
I put the time in there to show that it was a dedicated visit and not just killing time.

What can we spend MORE on? #TightwadDad Podcast with Neil and Joe 005



I wasn't ready by the way for this one.
Now I'm ready.

Okay this is Tightwad Dad podcast number 5 - thanks for clicking on this I'm Neil hello.
Welcome to the happy hut I'm Joe.
I think we're getting better at this... yeah we're getting better - it is already episode 5
So we're freezing in the Happy Hut still
I'm warm.

Today's question what should we be spending MORE money on in the family?
What do we need most?
Other than food.

Yeah what could we spend more on, more money on
What do you think we need most?
I don't know what we need most, cuz we got heat lights food erm-
DRINKS! yeah?

What you think we should spend more on drinks
Oh I like drinks
I like drinks too but we keep saying we should just drink water

Hey what happened to that Coke Zero because Mum had like 16 of them and now they're like none left
She's hidden them in a really good place

I think I've found them
Well you always find our hiding places wherever we put anything you usually crack it within about two days.
Where do you think they are?
I think they are either in the cupboard in your big cupboard in your room.
No they're not there
You gave me a clue.

You always make me crack you'll find them
That's one step...
Where else? Where else do you think the coke Zeros are hidden.
CLICK - The dresser.
You've done it.

You gave it away.
I'm gonna have a coke now
We don't spend any money on drinks do we that was really unusual that we got those cokes.

No, that's so untrue - you spend money on our water bills
Right, yeah, the water in the tap that we drink.
And apple juice
Yeah I drink a lot of that
Grape juice
That's for treats.
The fizzy water
The fizzy water is the economy 17p a bottle
17?
Yeah I buy 17p per bottle.

17P? are you kidding me For a big bottle of two litres
Yeah fizzy water
I did not know that.
Why, are you surprised by that?
That's really good
That's why we do it!
If you're American you wouldn't know what was talking about unless you actually know about pounds.
I feel like quite a few American people are watching us.

What because it's on YouTube - well no you wanted to do this just as a sound only podcast
No I like so I like it
Oh that's good.

Because you said could we make a podcast like the ones that I listen to in the bath where they have swearing on
oh yeah
But we're not gonna swear
That was really funny when he said "f-word Muppet" that was really funny
I think it's a James Altucher show.
Okay anyway if you got this far is the video thanks for watching if you have any questions or any ideas for what we could spend more money on or less money on put in the comments.
Why not hit subscribe button - really appreciate it - even though we said it on every episode


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Hardest thing sharing spending daily #teamTIGHTWAD 016


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Wednesday, 20 February 2019

Hardest thing sharing spending daily #teamTIGHTWAD 016


(Picture: "The Hazards of Contactless", by me.)

I thought it would be easy, to share what we are spending for a month.
Not the sharing, that’s hard.
Just the pulling together the list of what we’ve spent.

But, turns out that’s really hard too.
Our money goes out in cash, cards, contactless and direct debits.
The world liberates it from all angles.

So there is a bit of admin to pull these figures together.
The hardest of all though is sharing them with my Long-Suffering Wife.
Asking and telling.

Both of us would rather not be doing that.
But we know we’ve got to.
Stupid experiment.

We are #teamTIGHTWAD, and this day we found joy spending on...

- Mid-size supermarket shop (bread, pasta, some tins, cereal, sauces)
(4 bags-for-life full)


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Dumbest thing we bought for baby #teamTIGHTWAD 015


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Tuesday, 19 February 2019

Dumbest thing we bought for baby #teamTIGHTWAD 015



Families. What is the most ridiculous thing you bought for your child?
Mine was a pram parasol from a baby things chain store.

A really really expensive parasol - little umbrella - that you screw onto the side of a pram.
To protect the baby from the sun.

It was a crime that we didn’t have one on our pram.
And we had to buy it right there and then.
Because it was in front of us in the shop.
And it was sunny.

And we were going to damage our first born by allowing sunlight to fall upon it.

Why had I bought a pram so CHEAP that didn’t even have a parasol on it?

Well, turns out we hadn’t factored in a few things.

1
We had no sleep. This affects all of our spending decisions.
New parents look rude and arrogant - with their self- important swagger taking up the whole pavement.
“LOOK WHAT WE DID 14 MONTHS AGO.”
But it’s pure lack of sleep.
The reality is they’re barely standing up straight, let alone “Making decisions.”
The only decision you make with a baby is to keep your eyes open.

2
This thing - this parasol - was a piece of crap.
It had a flexible stem, like the microphone in a Drive-Thru McDonalds.
And the idea is that it’s totally adjustable.
aka Flimsy.

3
And this was the biggest.
What we, hadn’t factored in was that when you are driving a pram...
THE ANGLE OF THE SUN DOESN’T STAY THE SAME WHEN YOU ARE WALKING AROUND.
So the parasol will always, always, always be in the wrong position.

Bend it, angle it, lower it, there’s no point.
You’ll walk into a position where the shade from the parasol has to be moved.
It’s basic physics.

Basic physics to anyone who’s awake.
But we got shaken down.

Rinsed because we were WEAK.

They’re still selling it.
Under their “Essentials” range.
That’s the word you see when you haven’t had any sleep.
“Essentials”
(to which then you add, in your own head,
“FOR MY BABY TO SURVIVE AND GET MY DNA INTO THE NEXT GENERATION.”)

So that was our worst baby purchase.
That I still remember now.
What’s yours?

We are #teamTIGHTWAD, and this day we found joy spending on...

- Girls football training session.
- Decaf coconut latte in a chain coffee shop.
- Choi Kwang Do martial arts monthly fee.
- Water bill.
- Council Tax.

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Monday, 18 February 2019

They don’t want you as CEO of your family. #teamTIGHTWAD 014



I told a friend yesterday about the #TightwadDad project and in three seconds flat she spotted my problem.

FRIEND: But you’re trying to not be a Tightwad Dad.
ME: Yeah.
FRIEND: So why are you calling it Tightwad Dad?

ME: I think I like the title. It’s provocative.
And it’s how I feel when I think we should be spending our money more mindfully.

FRIEND: So shouldn’t it be something like #MindfulSpending?

ME: Oh. I like that too. But I’m not a mindful spender.
I think, I think I might be a Tightwad Dad.

FRIEND: So it’s about teaching your kids to save money?

ME: Yes. No, I mean that would be nice.
But that’s not why I’m doing this.

There’s a culture that means it’s normal to not be with your family to earn the money that we all go and spend so that you’ve got to go away from them again to carry on being able to do that.
What’s the point?
And it’s not about Dads either.
We’re all involved in this.
You know it’s like I’m the CEO of our family...

FRIEND LAUGHS IN MY FACE.

FRIEND: You’re not the CEO.

ME: Yeah, I am.
But my Long-Suffering Wife is Chairman of the Board.
And we’re running at a loss.
I want it to start a campaign.
I’d call it Families Against Money.

FRIEND: And what is the mission?
What change are you trying to make?

ME: I want to make it okay for anyone to be a Tightwad Dad.

FRIEND: (TRYING TO HELP) So it’s one man’s fight to single-handedly resist the pressures of the Western Industrial Consumerist complex.

ME: I want to help families enjoy the world that’s ripping us off by embracing our inner Tightwad Dad.

We are #teamTIGHTWAD, and this day we found joy spending on...

- One ream of office paper.
- Organic semi-skimmed milk.
(I'm fed up of glossing over these constant top ups as "Supermarket").
- Coffee and a Fat Coke in our local independent coffee shop with my son.
(We never spend this much time together usually).
- Mobile phone bill.
- Broadband bill.


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LONDON TRIP: JOY VS MONEY #TightwadDad 013


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Sunday, 17 February 2019

LONDON TRIP: JOY VS MONEY #teamTIGHTWAD 013



We are #teamTIGHTWAD, and this day we found joy spending on...

- German supermarket chain supermarket shop.
Because we can’t think of anything better to do.

I think this might be the way to go forward.
Linking the actual JOY to the spending.

LONDON TRIP: JOY VS MONEY #TightwadDad VLOG 002 | Neil Mossey


[LOUD MUSIC] Hello, I'm Neil Mossey I'm from #TightwadDad.
This is gonna be a weird video.
I've come to London today.
I'm shooting this on my phone, I don't even know if it's in focus.
I'm going to log what I'm spending today - so my family gets to see what I do.
[LOUD MUSIC] So the first thing I spent on, was this.
My train ticket.
£23.30.
I guess I can put that up on the screen, the amount of JOY it brought me?
Probably 9.
Cuz look it brought me here.
[LOUD MUSIC] It's a bleak day in London, my toe is still bust, let's have a look.
I'm just hobbling around town with this.
I've borrowed a sock from my Long-Suffering Wife.
The outer sock is fluffy - white stripey one.
But where I'm going next is somewhere very special.
[LOUD MUSIC] Yep it's one of these - they've got some kind of computer problem, so the restaurant's nice and empty.
I know my son will be really jealous but honestly, the JOY was about 5.
Gonna find somewhere else to sit now, for one hour.
[LOUD MUSIC] So I'm going to a quiet area now, I don't
know if I'm going to be able to film.
I'll maybe sneak a shot.
"Doors opening" [SILENCE - PEN SCRATCHING]
[LOUD MUSIC] Okay so that was free because I've already paid and the JOY is about 10 - that was really nice.
Now I'm gonna cross the river again... one more time.
I've got to be in Tottenham Court Road by 3:00 for a meeting.
[LOUD MUSIC] Time for a bus now because I can't walk up there.
I don't know how much this is gonna cost.
[LOUD MUSIC] So there it goes.
TEN.
The JOY there was 10.
I've got 5 minutes to spare so I timed that really well.
[QUIET TAXI STREET SOUNDS] So the meeting went well, it's now half four.
There's a taxi protest here.
It's really eerie, it's so quiet!
Now I'm going over to finish my evening.
[LOUD MUSIC] So I'm here with my friend Rob.
We're gonna have food!
[LOUD MUSIC] So the cost was high, but the JOY was 11.
It was gorgeous.
But, if we take the total and add all the JOY up.
Divide the JOY so I get an average JOY - the figure comes out at THIS.
£42.79 JOY 9.
I'm trying.


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Should we spend less money on WHAT? #TightwadDad 012


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Saturday, 16 February 2019

Should we spend less money on WHAT? #teamTIGHTWAD 012



We are #teamTIGHTWAD, and this day we found joy spending on...
- Swimming lesson.
- Tap dancing lessons for the month.
- Choi Kwang Do martial arts belt grading fee x2 to enter for Gold Belt Senior.
- Ebay: Toy yellow bus for my nephew (He's obsessed with buses, like I was at his age. So I like encouraging this.)


Should we spend less money on WHAT? #TightwadDad Podcast with Neil and Joe 004



Red red red red red red red.
So welcome to episode 4 of the TightwadDad Podcast with me, Neil, and Joe.
And we're here in the happy hut and it's freezing, isn't it!
Yeah, it's cold.
It's pretty cold, you've got a cold.
I don't like this red I'm surrounded in it.
You don't like the colour red?
They might think that I love the colour red just because my headphones are red.
The covers are red here, and the sofas are red. I think blue’s my favorite colour.
Which is what you're wearing.
Yes I think it cheers up the Happy Hut, so I'm sorry if--
I think of it as blood and death.
I've got a question, but I've left it on the computer so I'm gonna have to - do you wanna just talk while...
In episode 3, “Earning money on YouTube how to” - so you could try and get a thousand subscribers - that's what Dad says.
Yeah we're on 320 at the moment, so we've got another 680 - we've got to do that 2 more times to get close to a 1000.
I remember, the question I should've asked last time I got it wrong
“What should we be spending less money on?”
Food.
Food?
We do spend a lot of money on food.
I think we should buy stuff that would last longer for cheaper.
Do you think we should eat less?
Wouldn't you be really hungry?
We would, we would.
I'm one very hungry child.
And I'm one hungry dad as well so that's the problem, but we should spend less money in the supermarket.
And buy more stuff for less money.
No. It'd be like buy as least as possible for at least amount of money so find a better
bread. You use a lot of bread.
I do.
You do.
Okay, so if we had less bread and spend the money on other stuff?
Dad?
And then we can eat the same--
I just wondered this. You’re kind of obsessed with yellow.
Your hut is kind of yellow--
It is.
Your paper that you write on is yellow.
It is.
And then your bread is yellow.
I do like yellow.
But I thought you love blue as well.
Do you know what, the one I like the most is pinkl
I got pink phone. I've got pink trainers
Oh yeah! (Sniggers) Pink phone.
And I dyed my Choi Kwang Do dobok, I've put it in the washed with the red jacket and it came out pink.
[laughs]


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Do I spend too much money? #TightwadDad 011


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Friday, 15 February 2019

Do I spend too much money? #teamTIGHTWAD 011



We are #teamTIGHTWAD, and this day we found joy spending on...

- German supermarket chain supermarket shop


Do I spend too much money? #TightwadDad Podcast with Neil and Joe 003



Okay it's episode 3 of tightwad dad podcast.
With me Neil and Joe.
So hi thanks for joining us - Joe you were just saying these podcasts are very short.
Yes.
But Mummy read that micro-podcasts are gonna be the thing, so maybe this is a good thing.
Yeah.
And I did want to mention - you didn't want to talk about it.
Sorry, I've got your headphone lead wrapped round.
I've got a cold.
You've got a cold, so that's why you sound a bit...
Runny.
I can't remember what my next question was.
Do you want to blow your nose while I look up the next question?

Oh yeah, I know the question: do you think I spend too much money?
I think you spend a decent amount money Just the right amount?

Yeah not too much not too less.
If I feel like we haven't got enough money, it's either because I'm not earning enough. Or because we're spending too much.

Or maybe you should not spend anything and be proud of what you've already got
That's a good idea.
Cos some people don't have anything.

That's a really really good idea.
Oh the making money thing in Episode two I whispered:
“Looking under the... and another way I know this would look weird but I have earned about £50 by doing this altogether, by looking under vending machines or coin machines....
Anything that would involve coins which have a gap underneath they are coins like Coinstars, look under claw machines - especially in arcades you get quite a bit.
Don't you remember?
No!
Ugh, bad memory.
It's cause I'm getting old.
What I thought you were gonna say...
You're not old...
...was looking under sofa cushions.
Oh yeah, in the cracks because when like heavy people sit down if they've got a lot of change in their pocket it would just fall out into the cracks.
I found - remember in that Southsea place I found like £2.50 in different couches or
sofas.
So that's the end of - is this episode 3?
Yes
Thanks for watching.
Can't remember...
You've got a bad memory...
If you've got this far into the video we'd love it if you gave us a thumbs up - if you
got this far.
And make sure you subscribe because I think it would be nice.
It'd really help us.
Because when we hit 1000 subscribers, we start getting money from YouTube.
Hey, that could be our next podcast.
What, how to get money from YouTube?
Yeah.
Okay.
Make thousand gaming channels... I think I've said too much


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The Day We Became #teamTIGHTWAD #TightwadDad 010


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Thursday, 14 February 2019

The Day We Became #teamTIGHTWAD #TightwadDad 010



I am here completely by choice.
Showing up every day to share what we're spending, for a month.

But that fear is creeping in again.

Are the Pounds my family spends even mine to record and share with the world?

Am I nicking their story?

I asked them, but they want to know why am I doing this?

What change am I hoping to make?

What if the system prefers us to keep our boring spending quiet.

While making us feel inadequate about everyone else's conspicuous spending.

What if we're not meant to be talking about this.

What if we're meant to look like we're keeping up.

We're not keeping up.

The change I want to make is to speak up.

It's a broken game that's skewed against families anyway.

Because providing for your family means spending time away from your family.
Whether you're earning loads, or not much.

I want to make my family happy with the least amount of money possible.

What if I were to find a way to make money with my family?
I don't know how.
But I will find a way.
Because we're only here for so long.

I'll have to push the kids for some better ideas.

I'm going to enforce Family Making Money Ideas Brainstorm Friday.

And first on the agenda is:
“Can we come up with a better name for Family Making Money Ideas Brainstorm Friday...”

We will become #teamTIGHTWAD.

We are #teamTIGHTWAD, and this day we found joy spending on...

- Pilates.
- Decaf soya latte.
- Missing postage letter fee & stamps.


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I hit an unexpected wall #TightwadDad 009


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Wednesday, 13 February 2019

I hit an unexpected wall #TightwadDad 009



Okay, I just hit an unexpected wall.
I don’t mind sharing my family’s figures.
It’s something I’ve not seen anyone else do, and I like the idea of the experiment.

But it turns out that there are money figures that we can’t really share.
Like the ones where it would break the privacy of the people we’re paying.

I thought it would be easy to just put a “£??” in the totals, then at least you get to see what we’re spending on.

That got me thinking though.
Should I be sharing the actual amounts anyway?

I don’t need you judging and comparing yourself to me.
Because that’s what these figures are meant to do.

That’s why this whole system came about.
So we can measure ourselves against each other.

I think the experiment will be more interesting if I take away the figures.

Then it’s all about the stuff that we spend the money on.
Not the amounts.

So this is the last time I’ll include figures.

I am a Tightwad Dad, and this day my family enjoyed spending on:

- Free coffee shop loyalty app coffee.
- £14 birthday presents x7 for the son.
- £1.29 Bread from German Supermarket Chain supermarket.

Total:
£15.29


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Why sharing what we’re spending for a month is a terrible terrible idea #TightwadDad 008


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Tuesday, 12 February 2019

Why sharing what we’re spending for a month is a terrible terrible idea #TightwadDad 008



12 Reasons sharing what we are spending for a month is a terrible terrible idea.

1 It might come out wrong.

2 I will be judged.

3 My family will be judged.

4 I might share some details that I can't take back if I wanted to.

5 It will invite criticism. Of my writing, my ideas and the very way I live my life.

6 I might not have much to say about it.

7 If I keep doing this, I might see that it's all rubbish.

8 My family might be attacked because of what I'm publishing.

9 None of this might happen and it'll just come off as pretentious self-regarding navel-gazing nonsense.

10 I'm scared now I've started this, I might suddenly stop.

11 It might not go anywhere.

12 While I'm doing this, I'm not doing the thing that might lead to the thing where I earn more money for my family.

But.

1 I'm spending time looking at what we're spending, however it comes out.

2 I will be judged by people who aren't sharing what they are spending.

3 My family will be judged by people who aren't sharing what they are spending.

4 It's just an experiment, and I could lie if I wanted to.

5 I will be criticised by people who are busy calling out and finger pointing like they've done nothing wrong in their life.

6 I will explore what I'm trying to change.

7 If I keep doing this, I will get better.

8 My family and I will learn about what makes us happy.

9 This is pretentious self-regarding navel-gazing nonsense, that's what I like about it.

10 I've got to keep going till the end of the month.

11 I want to figure out how to change our attitudes to spending, to make us happy.

12 This might lead to new ideas for my family earning what we need.


I am a Tightwad Dad, and this day my family enjoyed spending on:

- £1.80 Hospital car parking fee.
(My Dad told me he saw on the news that 20% goes to the hospital).
- £41.79 Medium supermarket shop.
(Popped in to buy our daughter a new coat, and ended up with a swimming costume, reduced xmas things for next year and some doughnuts)

Total:
£43.59


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Why am I sharing our spending for a month really? #TightwadDad 007


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Monday, 11 February 2019

Why am I sharing our spending for a month really? #TightwadDad 007



People would rather talk about what goes on in their bedrooms, than what goes on in their bank accounts.

They would reveal the most intimate places in their lives before how much money they make, or how much they spend.

What change am I hoping to make by sharing what we’re spending?

I’m embarrassed to say this but a friend asked me today if #TightwadDad is to help me spend less.

“No!” I said.
“The aim of #TightwadDad is to be more mindful about our spending, and more grateful for the money we spend.
If anything, it might mean we spend more on experiences than things.”

Secretly though, that’s total balls.

I think deep down, holding back money and helping other families feel good about holding back money might be why I’m doing this.

So I have to put that thought out in public too.
To help me be a Happy Tightwad Dad.

I told her that another friend of mine pulls in lots of money and says sorry when they moan to me about their family’s spending.
I told them not to apologise.
The urge to be a Tightwad Dad, I think, isn't just for men.
And it's for all levels of income and spending.

It’s not about the money itself.
It’s about how we handle the money.

So then she told me a story about a recovering paraplegic returning to exactly the same levels of happiness/unhappiness within 2 years of the accident.
(I’m so arrogant - I think it was to make me feel better about my broken toe.)

She actually threw in a new curveball for me to think about with #TightwadDad.

Not only are our levels of income and spending completely movable to feel the same way... but the levels of happiness we’re all reaching for are completely movable too.

I am a Tightwad Dad, and this day my family enjoyed spending on:

+ Free coffee with the coffee shop loyalty app.
Even better, loyalty app machine down so they gave it for free without the app docking my voucher.
(Good job, because I'd loaded up on a stupid £3.95 decaf coconut milk latte with gingerbread syrup).
- £5.50 Bank account fee.

Total:
£5.50

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My broken toe is getting me down. #TightwadDad 006


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Sunday, 10 February 2019

My broken toe is getting me down. #TightwadDad 006



My broken toe is getting me down.
I never feel like I'm pulling in enough money for my family, and I'm also injured.

Hobbling round the town, not providing.
I have completely emasculated myself.

So this is where the fight begins.

This is where we push back, against our dependency on money for happiness.

This is the start of FAMILIES AGAINST MONEY.

Who's with me?

First, I've got to start thinking of others.

I'll make an unboxing video for waterproof shoes for people with broken toes.
To help them be happy with spending their money.

That might get me some followers to join me on this long long journey (of one month, sharing what we're spending).

And then... then I'll work out what the next aim is.

I am a Tightwad Dad, and I’m scared I will be judged for sharing this, but this day we spent:

- £6.05 in the local German supermarket chain for a loaf of bread.
(Ended up with ham, calamari and Frankfurters too while bored waiting for...)
- £152.06 proper supermarket delivery.
- £7.49 Kindle book.
(Can't Hurt Me by David Goggins. Heard him on James Altucher podcast.)
+ £25 Premium Bonds win (me).
+ £25 Premium Bonds win (Long-Suffering Wife).
- £1 Tooth Fairy.

Total:
£116.60

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What is a Tightwad, Dad? #TightwadDad 005


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Saturday, 9 February 2019

What is a Tightwad, Dad? #TightwadDad 005



I talked to my son about this idea: to share what we're spending with the World for a month, to see if it makes us happier about what we're spending.

I don't want him to be a Tightwad if he's not ready for it.

It takes dedication, to share our resources with a World that wants to take all our resources.

He asked me “What is a Tightwad?”
And then instantly agreed that I am a Tightwad.

But what made me proud was that he agreed in a way, a tone of voice, that sounded like he'd like to be a Tightwad too.

Maybe this is a breakthrough for me working out what this is.

Maybe I should involve the family more in this project.

I am a Tightwad Dad, and I’m scared I will be judged for sharing this, but this day we spent:

- £20 Swimming lessons.

Total:
£20.00

Do I talk too much about money? #TightwadDad Podcast with Neil and Joe 002



I think we could've done better.
Well we'll do better... this'll be a better podcast, okay...
Hello welcome to the Tightwad Dad podcast, episode 2, I'm Neil.
This is my son.
Hello.
See I don't know if I should even mention your name.
But I might as well because I know that it's gonna come out.
Because everyone's gonna think who's that...
Yeah.
There'll be like loads of comments saying who's him.
So do you want to introduce yourself? yes hi I'm Joe and I'm Neil's son.
Right so this is the Tightwad Dad podcast, in episode 1 I explained what a tightwad is.
And you think I am a tightwad - you'd say I am a tightwad.
So thank you that's good Good.
So my question is do you think I talk too much about our money
yeah you want more because you know you think you're not earning enough, you'll get better job
Can you think of more ways I can earn money?
Or that we can earn money, as a family!
well you know that system - the 50p system
if we did that Do you want to explain that?
We're on holiday and we got these special 50-pieces and we thought like we should collect these from the bank so we go to the bank get some and then would sell the doubles on eBay and if we did that enough a year we'll probably get two hundred pounds a year living it
- that isn't gonna happen sorry No, sorry, I interrupted you.
So the idea is we could take - it's not just any 50ps, it's the ones that look nice.
yeah like Paddington, Peter Rabbit, Johnson's dictionary
And then you can sell them on ebay for more than 50p.
yeah so that's like one pound fifty which is like three times the amount that it cost in the first place yeah it's supposed to cost but it's special that's got different picture on should we try that idea first - selling the 50ps yeah and you know third episode we should talk about - I'm not gonna say now but we should talk about you know - the looking under
- yeah no - yeah that one.
Oh, that's a tease.
Alright so you want to do that on the next podcast?
Yes.
Okay I'm glad we had this chat.
yeah over a lot of people yeah
Like if they listen to it a lot.
Yeah, what, so how should we end the podcast we should say if you've got this far why not subscribe and leave a like
Oh that's a nice idea.
And please leave a comment if you wanted to know more or what we should do next
Yeah, if you have any questions, or ideas that we could try to make more money.
Or we could just make stuff about what other people would want us to talk about
So thanks for watching, and we'll be back on the next episode of Tightwad Dad.
Bye!
Can you please help my daddy get 1000 subscribers just click on his face thanks bye

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Today we spent no money. #TightwadDad 004


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